Ставки маржи и финансирования

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ставки-ориентиры Расчеты

Рассчитайте смешанную ставку, взимаемую по маржинальному кредиту

Взимаемые проценты по маржинальному кредиту
Примеры

При вычислении ставок учитывайте, что IBKR использует смешанную ставку на основании ступеней, показанных ниже. Например, при балансе в 1 000 000 USD, первые 100 000 облагаются процентом уровня I, следующие 900 000 процентом уровня II и т.д. При расчете отображаемого спреда IBKR использует заданную ставку-ориентир или же 0, если ставка-ориентир составляет меньше нуля.

IBKR начисляет проценты ежедневно и публикует данные окончательных процентов ежемесячно на 3-й рабочий день следующего месяца.

Уровни, на которых базируются процентные ставки, могут меняться время от времени без предварительного уведомления клиентов. Подобные корректировки производятся периодически с целью соответствия изменениям валютных курсов.

Расчет процентов, взимаемых по маржинальному кредиту

Введите остаток

Тарифный план:

IBKR Pro IBKR Lite

Вычислить смешанную ставку

Сравнить - IBKR Lite vs IBKR Pro

* При отсутствии предварительной договоренности, IBKR будет взимать доплату в 1% по крупным кредитам. Доплата в 1% будет действовать для самого высокого уровня.

Калькулятор процентов производит вычисления на основе той информации, которую мы считаем точной и достоверной, однако ни Interactive Brokers LLC, ни ее филиалы не гарантируют точность и верность расчетов, поэтому не стоит полагаться на них как на таковые. Ни IBKR, ни ее филиалы не несут ответственности за какие-либо ошибки или недочеты в результатах, полученных при использовании данного калькулятора.

BM = ставка-ориентир (Benchmark Rate)

Валюты	Уровень	Взимаемая ставка: IBKR Pro	Взимаемая ставка: IBKR Lite
USD	0 ≤ 100 000	5.580% (BM + 1.5%)	6.580% (BM + 2.5%)
	100 000 ≤ 1 000 000	5.080% (BM + 1%)	6.580% (BM + 2.5%)
	1 000 000 ≤ 50 000 000	4.830% (BM + 0.75%)	6.580% (BM + 2.5%)
	50 000 000 ≤ 200 000 000	4.580% (BM + 0.5%)¹	6.580% (BM + 2.5%)
	> 200 000 000	4.580% (BM + 0.5%) ^1,2	6.580% (BM + 2.5%)
AED	0 ≤ 350 000	7.010% (BM + 2.5%)	8.010% (BM + 3.5%)
	350 000 ≤ 3 500 000	6.510% (BM + 2%)	8.010% (BM + 3.5%)
	3 500 000 ≤ 350 000 000	6.010% (BM + 1.5%)	8.010% (BM + 3.5%)
	> 350 000 000	6.010% (BM + 1.5%) ²	8.010% (BM + 3.5%)
AUD	0 ≤ 150 000	5.589% (BM + 1.5%)	6.589% (BM + 2.5%)
	150 000 ≤ 1 500 000	5.089% (BM + 1%)	6.589% (BM + 2.5%)
	1 500 000 ≤ 75 000 000	4.839% (BM + 0.75%)	6.589% (BM + 2.5%)
	75 000 000 ≤ 300 000 000	4.589% (BM + 0.5%) ¹	6.589% (BM + 2.5%)
	> 300 000 000	4.589% (BM + 0.5%) ^1,2	6.589% (BM + 2.5%)
CAD	0 ≤ 130 000	4.179% (BM + 1.5%)	5.179% (BM + 2.5%)
	130 000 ≤ 1 300 000	3.679% (BM + 1%)	5.179% (BM + 2.5%)
	1 300 000 ≤ 64 000 000	3.429% (BM + 0.75%)	5.179% (BM + 2.5%)
	64 000 000 ≤ 260 000 000	3.179% (BM + 0.5%) ¹	5.179% (BM + 2.5%)
	> 260 000 000	3.179% (BM + 0.5%) ^1,2	5.179% (BM + 2.5%)
CHF	0 ≤ 90 000	1.570% (BM + 1.5%)	2.570% (BM + 2.5%)
	90 000 ≤ 900 000	1.070% (BM + 1%)	2.570% (BM + 2.5%)
	900 000 ≤ 46 000 000	0.820% (BM + 0.75%)	2.570% (BM + 2.5%)
	46 000 000 ≤ 180 000 000	0.75% (BM + 0.5%) ¹	2.570% (BM + 2.5%)
	> 180 000 000	0.75% (BM + 0.5%) ^1,2	2.570% (BM + 2.5%)
CNH	0 ≤ 700 000	5.533% (BM + 4%)	6.533% (BM + 5%)
	700 000 ≤ 7 000 000	4.533% (BM + 3%)	5.533% (BM + 4%)
	7 000 000 ≤ 350 000 000	4.033% (BM + 2.5%)	5.033% (BM + 3.5%)
	> 350 000 000	3.533% (BM + 2%) ²	4.533% (BM + 3%)
CZK	0 ≤ 400 000 000	6.581% (BM + 3%)	7.581% (BM + 4%)
	> 400 000 000	6.581% (BM + 3%) ²	7.581% (BM + 4%)
DKK	0 ≤ 120 000 000	4.838% (BM + 3%)	5.838% (BM + 4%)
	> 120 000 000	4.838% (BM + 3%) ²	5.838% (BM + 4%)
EUR	0 ≤ 90 000	3.700% (BM + 1.5%)	4.700% (BM + 2.5%)
	90 000 ≤ 900 000	3.200% (BM + 1%)	4.700% (BM + 2.5%)
	900 000 ≤ 44 000 000	2.950% (BM + 0.75%)	4.700% (BM + 2.5%)
	44 000 000 ≤ 180 000 000	2.700% (BM + 0.5%) ¹	4.700% (BM + 2.5%)
	> 180 000 000	2.700% (BM + 0.5%) ^1,2	4.700% (BM + 2.5%)
GBP	0 ≤ 80 000	5.760% (BM + 1.5%)	6.760% (BM + 2.5%)
	80 000 ≤ 800 000	5.260% (BM + 1%)	6.760% (BM + 2.5%)
	800 000 ≤ 38 000 000	5.010% (BM + 0.75%)	6.760% (BM + 2.5%)
	38 000 000 ≤ 150 000 000	4.760% (BM + 0.5%) ¹	6.760% (BM + 2.5%)
	> 150 000 000	4.760% (BM + 0.5%) ^1,2	6.760% (BM + 2.5%)
HKD	0 ≤ 780 000	5.718% (BM + 2.5%)	6.718% (BM + 3.5%)
	780 000 ≤ 7 800 000	5.218% (BM + 2%)	6.718% (BM + 3.5%)
	7 800 000 ≤ 780 000 000	4.718% (BM + 1.5%)	6.718% (BM + 3.5%)
	> 780 000 000	4.718% (BM + 1.5%) ²	6.718% (BM + 3.5%)
HUF	0 ≤ 4 500 000 000	11.619% (BM + 5%)	12.619% (BM + 6%)
	> 4 500 000 000	11.619% (BM + 5%) ²	12.619% (BM + 6%)
ILS	0 ≤ 80 000 000	9.713% (BM + 5%)	10.713% (BM + 6%)
	> 80 000 000	9.713% (BM + 5%) ²	10.713% (BM + 6%)
INR	Все	8.600% (BM + 3%)	9.600% (BM + 4%)
JPY	0 ≤ 11 000 000	1.983% (BM + 1.5%)	2.983% (BM + 2.5%)
	11 000 000 ≤ 114 000 000	1.483% (BM + 1%)	2.983% (BM + 2.5%)
	114 000 000 ≤ 5 700 000 000	1.233% (BM + 0.75%)	2.983% (BM + 2.5%)
	5 700 000 000 ≤ 23 000 000 000	0.983% (BM + 0.5%) ¹	2.983% (BM + 2.5%)
	> 23 000 000 000	0.983% (BM + 0.5%) ^1,2	2.983% (BM + 2.5%)
KRW	0 ≤ 120 000 000	4.500% (BM + 2%)	5.500% (BM + 3%)
	120 000 000 ≤ 1 200 000 000	4.000% (BM + 1.5%)	5.500% (BM + 3%)
	1 200 000 000 ≤ 24 000 000 000	3.500% (BM + 1%)	5.500% (BM + 3%)
	> 24 000 000 000	3.500% (BM + 1%) ²	5.500% (BM + 3%)
MXN	0 ≤ 2 000 000	11.178% (BM + 3%)	12.178% (BM + 4%)
	2 000 000 ≤ 20 000 000	10.178% (BM + 2%)	12.178% (BM + 4%)
	20 000 000 ≤ 2 000 000 000	9.678% (BM + 1.5%)	12.178% (BM + 4%)
	> 2 000 000 000	9.678% (BM + 1.5%) ²	12.178% (BM + 4%)
NOK	0 ≤ 900 000	5.790% (BM + 1.5%)	6.790% (BM + 2.5%)
	900 000 ≤ 9 000 000	5.290% (BM + 1%)	6.790% (BM + 2.5%)
	9 000 000 ≤ 450 000 000	5.040% (BM + 0.75%)	6.790% (BM + 2.5%)
	450 000 000 ≤ 1 800 000 000	4.790% (BM + 0.5%) ¹	6.790% (BM + 2.5%)
	> 1 800 000 000	4.790% (BM + 0.5%) ^{1, 2}	6.790% (BM + 2.5%)
NZD	0 ≤ 150 000	4.768% (BM + 1.5%)	5.768% (BM + 2.5%)
	150 000 ≤ 1 500 000	4.268% (BM + 1%)	5.768% (BM + 2.5%)
	1 500 000 ≤ 150 000 000	4.018% (BM + 0.75%)	5.768% (BM + 2.5%)
	> 150 000 000	4.018% (BM + 0.75%) ²	5.768% (BM + 2.5%)
PLN	0 ≤ 70 000 000	8.036% (BM + 3%)	9.036% (BM + 4%)
	> 70 000 000	8.036% (BM + 3%) ²	9.036% (BM + 4%)
RUB*	0 ≤ 660 000 000	21.880% (BM + 5%)	22.880% (BM + 6%)
	> 660 000 000	21.880% (BM + 5%) ²	22.880% (BM + 6%)
SAR	0 ≤ 350 000	7.646% (BM + 2.5%)	8.646% (BM + 3.5%)
	350 000 ≤ 3 500 000	7.146% (BM + 2%)	8.646% (BM + 3.5%)
	3 500 000 ≤ 350 000 000	6.646% (BM + 1.5%)	8.646% (BM + 3.5%)
	> 350 000 000	6.646% (BM + 1.5%) ²	8.646% (BM + 3.5%)
SEK	0 ≤ 900 000	3.658% (BM + 1.5%)	4.658% (BM + 2.5%)
	900 000 ≤ 9 100 000	3.158% (BM + 1%)	4.658% (BM + 2.5%)
	9 100 000 ≤ 454 000 000	2.908% (BM + 0.75%)	4.658% (BM + 2.5%)
	454 000 000 ≤ 1 820 000 000	2.658% (BM + 0.5%) ¹	4.658% (BM + 2.5%)
	> 1 820 000 000	2.658% (BM + 0.5%) ^1,2	4.658% (BM + 2.5%)
SGD	0 ≤ 140 000	3.049% (BM + 1.5%)	4.049% (BM + 2.5%)
	140 000 ≤ 1 400 000	2.549% (BM + 1%)	4.049% (BM + 2.5%)
	1 400 000 ≤ 68 000 000	2.299% (BM + 0.75%)	4.049% (BM + 2.5%)
	68 000 000 ≤ 270 000 000	2.049% (BM + 0.5%) ¹	4.049% (BM + 2.5%)
	> 270 000 000	2.049% (BM + 0.5%) ^{1, 2}	4.049% (BM + 2.5%)
TRY	0 ≤ 250 000 000	40.991% (BM + 5%)	42.991% (BM + 7%)
	> 250 000 000	41.991% (BM + 6%) ²	42.991% (BM + 7%)
ZAR	0 ≤ 1 500 000	8.255% (BM + 1.5%)	9.255% (BM + 2.5%)
	1 500 000 ≤ 15 000 000	7.755% (BM + 1%)	9.255% (BM + 2.5%)
	15 000 000 ≤ 1 500 000 000	7.505% (BM + 0.75%)	9.255% (BM + 2.5%)
	> 1 500 000 000	7.505% (BM + 0.75%) ²	9.255% (BM + 2.5%)

По всем маржинальным кредитам взимается минимальная плата в 0,75%. Ставки могут меняться.
Может потребоваться 1%-ная доплата за спред, если финансирование не было заранее оговорено с IB.

ПРИМЕЧАНИЯ:

В связи с введенными Россией ограничениями, на данный момент клиенты IBKR не могут открывать или закрывать позиции на Московской бирже.
С 28 июля 2022 года все длинные и короткие рублевые (RUB) остатки клиентов автоматически конвертируются в USD или EUR согласно филиалу, в котором находится счет. Подробнее можно узнать из нашей "Базы знаний".

Начните торговать как профессионал сегодня!

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Примечания

IBKR может менять эти ставки в любой момент на свое усмотрение. Мы публикуем текущие ставки по мере возможностей.

Which Plan is Best for You?

Features	IBKR Lite	IBKR Pro
Commissions:
US Exchange-Listed Stocks / ETFs	Commission-free^{1, 12}	Fixed or Tiered Pricing
Other Stocks / ETFs	Fixed Pricing	Fixed or Tiered Pricing
Options	Fixed Pricing²	Fixed or Tiered Pricing
Futures	Fixed Pricing	Fixed or Tiered Pricing
Currencies	Tiered Pricing	Tiered Pricing
Bonds	Tiered Pricing	Tiered Pricing
Mutual Funds	Fixed Pricing	Fixed or Tiered Pricing
Account Fees:
Minimum Balance	USD 0	USD 0
Maintenance Fee	USD 0	USD 0
Interest Paid on Instantly Available Cash Balances³	Benchmark minus 1.5%	Benchmark minus 0.5%
Interest Charged for Margin Loan	Benchmark plus 2.5%	Begins at Benchmark plus 1.5%, with lower rates for higher loan values.⁴
Eligible Accounts:
US Retail Investors⁵
Institutional Accounts⁶
Advisors^7,8
Brokers^9,10
Account Features:
Stock Yield Enhancement Program
Insured Bank Deposit Sweep Program
Market Data - US Listed Stock/ETFs	Complimentary non-consolidated, real time streaming data* for primary exchanges for US Equities and ETFs.	Complimentary non-consolidated, real time streaming data* for primary exchanges for US Equities and ETFs.
Market Data - Other Products	Low-cost data bundles and a la carte subscriptions available.	Low-cost data bundles and a la carte subscriptions available.
Outside Regular Trading Hours¹¹	04:00 - 20:00	04:00 - 20:00
Trading Technology:
Client Portal
IBKR Mobile
IBot
IBKR Desktop
Trader Workstation (TWS)	**
IBKR APIs
Algos	^†
Condition Orders & Advanced Order Types
Paper Trading
Mutual Fund / ETF Replicator
Risk Navigator^SM

= Included

IBKR Lite is meant for retail investors, including financial advisors trading on behalf of their retail clients. IBKR reserves the right to reject any IBKR Lite order or series of orders if IBKR determines the order(s) appear to show non-retail trading behavior. At the time an order is rejected, the client will be automatically presented the option to resubmit the rejected order on a Fixed commission basis.
Where available in North America.
Accounts with a NAV of less than USD 100,000 (or equivalent) will be paid at a rate proportional to accounts with a NAV of USD 100,000 (or equivalent) or more. The proportion is determined by the ratio of the account's NAV to USD 100,000 (or equivalent). This does not apply to currencies with negative interest rates, where the negative rate applied will be the same regardless of account size. See our Interest Rates for details.
See our Margin Rates for details.
US Retail Investors includes individuals, joint, UGMA/UTMA, retirement and trust accounts.
1. Standalone trust accounts with legal entity trustees are not eligible for IBKR Lite
Institutional Accounts are defined as any hedge funds, proprietary trading group or organizational type accounts
Advisors include all registered financial advisors and non-registered financial advisors.
To be eligible for IBKR Lite, advisors must be US domiciled and must have:
1. Less than 15% of client accounts outside the US
2. Less than 15% of client equity outside the US
3. Less than 15% of client accounts as organization accounts
4. No client accounts from Israel
5. No partitioned client accounts
6. No Separate Trading Limits (Proprietary Trading) accounts
Brokers require special approval from IBKR before opening an IBKR Lite account. Brokers cannot have both IBKR Lite and IBKR Pro clients under the same account structure. Separate accounts structures are required to facilitate.
Brokers on the IBKR Lite plan cannot support the follow ing type of client sub accounts:
1. Israel is the country of legal residence of the account holder
2. Partitioned client accounts
3. Three-tier hierarchies (no advisor or STL proprietary trading accounts)
4. OMS clients
Regular trading hours for IBKR Lite and IBKR Pro are 09:30 – 16:00. Market orders placed prior to regular trading hours will be treated as MarketOnOpen orders and count towards client threshold.
At the end of each month, IBKR will review the total monthly trading volume of US listed stock orders. If the combined volume of OnClose, OnOpen, Outside Regular Trading Hours ("Outside RTH") or sub-USD 1.00 NMS exceeds 10% of an account's monthly US stock trading volume, a commission of the lesser of USD 0.005 per share or 1% of trade value will be charged.

* Excludes pink sheet data.
**Trader Workstation (TWS) is not available to Brokers' clients enrolled in IBKR Lite.
† Fees may apply.

We understand your investment needs change over time. You can switch between the IBKR Lite and IBKR Pro plan at any time. Your first three reclassifications are processed on a daily basis while subsequent reclassifications happen on a quarterly basis.

Ставки маржи и финансирования