Traders and Investors
IBKR is your Gateway to the World's Markets
The IBKR Advantage
- IBKR Lite clients have access to $0 commissions on US listed stocks and ETFs and the lowest commissions on other products.
- IBKR BestXTM is a powerful suite of advanced trading technologies designed to help clients achieve best execution and maximize price improvement while minimizing market impact.
- The lowest margin rates, with rates as low as 5.58%1
- Earn interest of 4.58% on instantly available USD cash balances.2
- Our Stock Yield Enhancement Program lets you earn extra income on the fully-paid shares of stock held in your account.
- Invest in stocks, options, futures, currencies, bonds, funds and more across 150 markets in 33 countries from a single unified platform.
- Cash management tools, including online bill pay and the Interactive Brokers Debit Mastercard, are integrated with your brokerage account.
- Fractional shares let you divide investments among more stocks to achieve a more diversified portfolio.
- Powerful trading technology and advanced trading tools help you create and execute your trading strategies with ease from virtually any desktop or mobile device.
1. For more information, click here.
2. Restrictions apply. For additional information on interest rates, click here. Credit interest rate as of 05/05/23.
Lowest Costs*
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Commissions start at USD 0 on US listed stocks and ETFs with low commissions on other products, and there are no added spreads, ticket charges or account minimums.1
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Margin rates up to 50% lower than the industry.2
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Earn interest of up to USD 4.58% on instantly available cash.3
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IBKR BestXTM is a powerful suite of advanced trading technologies designed to help clients achieve best execution and maximize price improvement while minimizing market impact.
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Earn extra income on your lendable shares.
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Which Plan is Best for You?
Compare PlansIBKR Lite
IBKR Lite provides retail clients with USD 0 commissions on US listed stock and ETF trades.
IBKR Pro
IBKR Pro is for sophisticated investors and active traders. It accesses IB SmartRoutingSM. IB SmartRoutingSM helps support best execution by searching for the best available prices for stocks, options and combinations across exchanges and dark pools.
*For more information, click here.
Lower investment costs will increase your overall return on investment, but lower costs do not guarantee that your investment will be profitable.
- IBKR Lite provides commission-free trades in US exchange-listed stocks and ETFs. For complete information, see ibkr.com/commissions.
- View our margin rates for more information.
- Restrictions apply. For additional information on interest rates, click here. Credit interest rate as of 05/05/23.
Discover a World of Opportunities
Invest globally in stocks, options, futures, currencies, bonds and funds from a single unified platform. Fund your account in multiple currencies and trade assets denominated in multiple currencies. Access market data 24 hours a day and six days a week.
150
Markets
33
Countries
26
Currencies*
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*Available currencies vary by Interactive Brokers affiliate.
Graphic is for illustrative purposes only and should not be relied upon for investment decisions.
Explore our Global Offering
Interactive Brokers strives to provide the best deal on bonds by passing through to our clients the highest of all bids and lowest of all offers we receive from the electronic venues we access. We do not widen spreads, apply hidden fees or markup quotes.
The Mutual Fund Marketplace offers an extensive availability of mutual funds from around the world. Use our Mutual Fund Search Tool to search funds from more than 550 fund families and filter funds by country, fund family, transaction fee or fund type.
The Shortable Instruments (SLB) Search tool is a fully electronic, self-service utility that lets clients search for availability of shortable securities from within Client Portal.
IBKR GlobalAnalyst is designed for investors who are interested in international portfolio diversification. It helps you find new opportunities to diversify your portfolio and discover undervalued companies that may have greater growth potential.
Trade select US stocks and ETFs around the clock, five days per week. Access US stocks and ETFs when market-moving news happens and trade during Asian market hours or whenever it is convenient for you.1
1. Any discussion or mention of an ETF is not to be construed as recommendation, promotion or solicitation. All investors should review and consider associated investment risks, charges and expenses of the investment company or fund prior to investing. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, as necessary, seek professional advice.
Technology to Help Individual Investors and Traders Succeed
Trading Platforms
Powerful enough for the professional trader but designed for everyone. Available on desktop, mobile and web.
Comprehensive Reporting
Real-time trade confirmations, margin details, transaction cost analysis, sophisticated portfolio analysis and more.
Order Types and Algos
100+ order types – from limit orders to complex algorithmic trading – help you execute any trading strategy.
Fractional Trading
Buy or sell any eligible US or European stocks/ETFs using fractional shares, which are stock units that amount to less than one full share, or by placing an order for a specific purchase price rather than quantity of shares.
Free Trading Tools
Spot market opportunities, analyze results, manage your account and make better decisions with our free trading tools.
Free Account Tools
Manage taxes and corporate actions, learn about T+1 settlement and trade allocations, and read about additional tools and services available to clients.
API Solutions
Our proprietary API and FIX CTCI solutions let institutions create their own automated, rules-based trading system that takes advantage of our high-speed order routing and broad market depth.
Create and Manage Your Complete Portfolio
Interactive Advisors
An actively managed robo-advisor and pioneer in online investing that offers low-cost, diversified portfolios customized for your needs.
Mutual Fund/ETF Replicator
Identify and invest in lower cost ETFs with similar strategies to higher-fee mutual funds.
Environmental, Social and Governance (ESG)
ESG scores from Refinitiv give you and your clients a new set of tools for making investment decisions based on more than just financial factors.
PortfolioAnalyst
Link investment, banking, checking, incentive plan and credit card accounts into a complete portfolio view to calculate returns, understand risks and measure performance against benchmarks.
Impact Dashboard
Use the Impact Dashboard to identify and invest in companies that share the values held by your clients.
Integrated Cash Management
Unlike other brokers with separate bank accounts in which you have to transfer cash back and forth, IBKR's cash management is integrated into your broker account. This means that you can always borrow at the lowest rates without having to worry about first transferring cash.
The Interactive Brokers Debit Mastercard®
US clients can automatically borrow against your broker account at our low margin rates without monthly minimum payments or late fees by adding an Interactive Brokers Debit Mastercard to your account. The Interactive Brokers Debit Mastercard provides you with the convenience of accessing your account funds anywhere Debit Mastercard is accepted around the world.
Use Bill Pay to Conveniently Pay any Invoice
Use our Bill Pay to conveniently send funds to such vendors as the tax authorities, your cellular provider, or you cable company electronically. If your payee isn’t electronically available, we’ll print a check to send funds to any vendor such as your dentist or doctor. If there isn’t enough uninvested cash in your account, you can automatically borrow at the lowest rates.
Easily Transfer Money Between Your Bank and IBKR
US-based clients can conveniently transfer funds between their IBKR account and US-based bank accounts electronically through ACH.
Use our mobile app to deposit checks anywhere, or sign up for automatic payroll deposit.
A Broker You Can Trust
When placing your money with a broker, you need to make sure your broker is secure and can endure through good and bad times. Our strong capital position, conservative balance sheet and automated risk controls are designed to protect IBKR and our clients from large trading losses.
IBKR
Nasdaq Listed
$12.2B
Equity Capital*
75.5%
Privately Held*
$9.0B
Excess Regulatory Capital*
2.20M
Client Accounts*
2.05M
Daily Avg Revenue Trades*
IBKR Protection
*Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section by clicking here.
Investors' Marketplace
600+
investment
services
320+
research
services
450+
technology
services
200+
administrative
services
40+
business dev
services
The Investors' Marketplace lets individual traders and investors, institutions and third-party service providers meet and do business together.
Search for and do business with multiple advisors, brokers, and wealth managers. Access dozens of advisor portfolios, including Smart Beta portfolios, offered by Interactive Advisors. Accredited investors and qualified purchasers can search for, research and invest with hedge funds.
- Advertise your services at no cost and reach individual and institutional users worldwide.
- Locate third-party vendors offering API and FIX CTCI solutions.
- Find third-party, institutional-caliber research providers and access research directly through Trader Workstation (TWS).
Traders' Academy
Webinars
Traders' Insight
Podcasts
Quant Blog
Student Trading Lab
On-Demand Educational Resources at Interactive Brokers
Even the most experienced traders or investors need to keep learning to stay ahead. Interactive Brokers provides several resources to help you better understand IBKR products and services, markets and technology.
View IBKR CampusAward Winning Platform & Services
#1 Best Online Broker
5 out of 5 stars
#1 Professional Trading
#1 Offering of Investments
Lifetime Achievement,
Best Paper Trading Platform
#1 Best Online Broker
5 out of 5 stars
4.6 out of 5 stars
Overall
Best Online Broker
Individual, Joint, IRA and Trust Account Structures
Account Types: Traders or Investors
- INDIVIDUAL: Account owned and used by a single person.
- JOINT: Account owned and used by two people.
- IRA: Individual Retirement Account. Click here for additional information.
- UGMA/UTMA: Account for a Custodian of a minor who is a US resident.
Add up to five optional Power of Attorney users.
Account Information
We offer many client account structures that are designed to meet the specific needs of individual traders and investors, including Individual, Joint, IRA and UGMA/UTMA accounts.
The IBKR Pro plan serves the active trader with lowest cost access to more than 150 markets in 33 countries and a full suite of premier trading technology.
The IBKR Lite plan serves the occasional or infrequent trader with commission free US stock and ETF trading and a simplified trading via desktop and mobile platforms.
Click Here to Compare Pricing Plans.
Accounts are accepted from citizens or residents of all countries except citizens or residents of those countries or regions that are on the sanction list of the US Office of Foreign Asset Controls or similar lists, or other countries determined to be higher risk. Click here for a list of available countries.
Minimum Age Requirements:
- Margin Account: 21 years of age
- Cash Account: 18 years of age
IRA accounts are only available for individual US citizens living anywhere and US resident aliens.Click here for additional information.
A UGMA/UTMA account is only available as a cash-only account and is intended for the Custodian of a minor who is a legal US resident and a US citizen.
IBKR Lite or IBKR Pro— Pick the Pricing Plan Best for You.
Open an Individual, Joint, IRA or Trust Account
For information regarding your account, contact Interactive Brokers by clicking here.
For information on SIPC coverage on your account, visit www.sipc.org or call SIPC at
(202) 371-8300.
Looking for a different account type? Visit our website for information about the Non-Professional Advisor account?
GUIDES
TRUST ACCOUNT
GET STARTED
Margin borrowing is only for sophisticated investors with high risk tolerance.
You may lose more than your initial investment.
Margin loan rates and credit interest rates are subject to change without prior notice.
BY USING THE INTERACTIVE BROKERS DEBIT MASTERCARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. This card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Mastercard International. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank© 2014.
All interest and borrowing activity is through Interactive Brokers LLC. Please see your customer agreement with Interactive Brokers LLC for further details.
Card program marketed and administered by Interactive Brokers LLC, the Program Manager of the Interactive Brokers Debit Mastercard.