If you are an institution, click below to learn more about our offerings for RIAs, Hedge Funds, Compliance Officers and more.

Traders and Investors

IBKR is the Professional's Gateway to the World's Markets

IBKR is the Professional's Gateway to the World's Markets

The IBKR Advantage

  • IBKR Lite clients have access to $0 commissions on US listed stocks and ETFs and the lowest commissions on other products.
  • IBKR BestXTM is a powerful suite of advanced trading technologies designed to help clients achieve best execution and maximize price improvement while minimizing market impact.
  • The lowest margin rates, with rates as low as 5.83%.1
  • Earn interest of 4.83% on instantly available USD cash balances.2
  • Our Stock Yield Enhancement Program lets you earn extra income on the fully-paid shares of stock held in your account.
  • Invest in stocks, options, futures, currencies, bonds, funds and more across 150 markets in 33 countries from a single unified platform.
  • Cash management tools, including online bill pay and the Interactive Brokers Debit Mastercard, are integrated with your brokerage account.
  • Fractional shares let you divide investments among more stocks to achieve a more diversified portfolio.
  • Powerful trading technology and advanced trading tools help you create and execute your trading strategies with ease from virtually any desktop or mobile device.
  1. For more information, see our disclaimers.
  2. Restrictions apply. For additional information, see our interest rates. Credit interest rate as of September 12, 2023.

Professional Pricing

Which Plan is Best for You?

Compare Plans

IBKR Lite

IBKR Lite provides retail clients with USD 0 commissions on US listed stock and ETF trades.

IBKR Pro

IBKR Pro is for sophisticated investors and active traders. It accesses IB SmartRoutingSM. IB SmartRoutingSM helps support best execution by searching for the best available prices for stocks, options and combinations across exchanges and dark pools.

* For more information, see our disclaimers.

Lower investment costs will increase your overall return on investment, but lower costs do not guarantee that your investment will be profitable.

  1. IBKR Lite provides commission-free trades in US exchange-listed stocks and ETFs. For complete information, see our commissions.
  2. View our margin rates for more information.
  3. Restrictions apply. For additional information, see our interest rates. Credit interest rate as of September 12, 2023 .

Discover a World of Opportunities


Invest globally in stocks, options, futures, currencies, bonds and funds from a single unified platform. Fund your account in multiple currencies and trade assets denominated in multiple currencies. Access market data 24 hours a day and six days a week.

150

Markets

33

Countries

27

Currencies*


Global Markets

*Available currencies vary by Interactive Brokers affiliate.

Graphic is for illustrative purposes only and should not be relied upon for investment decisions.

Map Locations
Local Time: Open Closed

mssage123

Technology to Help Individual Investors and Traders Succeed

Trading Platforms

Powerful enough for the professional trader but designed for everyone. Available on desktop, mobile and web.

Comprehensive Reporting

Real-time trade confirmations, margin details, transaction cost analysis, sophisticated portfolio analysis and more.

Order Types and Algos

100+ order types – from limit orders to complex algorithmic trading – help you execute any trading strategy.

Fractional Trading

Buy or sell any eligible US or European stocks/ETFs using fractional shares, which are stock units that amount to less than one full share, or by placing an order for a specific purchase price rather than quantity of shares.

Free Trading Tools

Spot market opportunities, analyze results, manage your account and make better decisions with our free trading tools.

Free Account Tools

Manage taxes and corporate actions, learn about T+1 settlement and trade allocations, and read about additional tools and services available to clients.

API Solutions

Our proprietary API and FIX CTCI solutions let institutions create their own automated, rules-based trading system that takes advantage of our high-speed order routing and broad market depth.

Create and Manage Your Complete Portfolio

Interactive Advisors

An actively managed robo-advisor and pioneer in online investing that offers low-cost, diversified portfolios customized for your needs.

Mutual Fund/ETF Replicator

Identify and invest in lower cost ETFs with similar strategies to higher-fee mutual funds.

Environmental, Social and Governance
(ESG)

ESG scores from Refinitiv give you and your clients a new set of tools for making investment decisions based on more than just financial factors.

PortfolioAnalyst

Link investment, banking, checking, incentive plan and credit card accounts into a complete portfolio view to calculate returns, understand risks and measure performance against benchmarks.

Impact Dashboard

Use the Impact Dashboard to identify and invest in companies that share the values held by your clients.

Integrated Cash Management

Unlike other brokers with separate bank accounts in which you have to transfer cash back and forth, IBKR's cash management is integrated into your broker account. This means that you can always borrow at the lowest rates without having to worry about first transferring cash.

The Interactive Brokers Debit Mastercard®

US clients can automatically borrow against your broker account at our low margin rates without monthly minimum payments or late fees by adding an Interactive Brokers Debit Mastercard to your account. The Interactive Brokers Debit Mastercard provides you with the convenience of accessing your account funds anywhere Debit Mastercard is accepted around the world.

Use Bill Pay to Conveniently Pay any Invoice

Use our Bill Pay to conveniently send funds to such vendors as the tax authorities, your cellular provider, or you cable company electronically. If your payee isn’t electronically available, we’ll print a check to send funds to any vendor such as your dentist or doctor. If there isn’t enough uninvested cash in your account, you can automatically borrow at the lowest rates.

Easily Transfer Money Between Your Bank and IBKR

US-based clients can conveniently transfer funds between their IBKR account and US-based bank accounts electronically through ACH.

Conveniently Deposit Funds

Use our mobile app to deposit checks anywhere, or sign up for automatic payroll deposit.

A Broker You Can Trust

When placing your money with a broker, you need to make sure your broker is secure and can endure through good and bad times. Our strong capital position, conservative balance sheet and automated risk controls are designed to protect IBKR and our clients from large trading losses.

IBKR

Nasdaq Listed

$12.7B

Equity Capital*

75.2%

Privately Held*

$9.4B

Excess Regulatory Capital*

2.29M

Client Accounts*

1.87M

Daily Avg Revenue Trades*


IBKR Protection
IBKR Broker You Can Trust

*Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section.

Investors' Marketplace

600+

investment
services

320+

research
services

450+

technology
services

200+

administrative
services

40+

business dev
services

The Investors' Marketplace lets individual traders and investors, institutions and third-party service providers meet and do business together.

Search for and do business with multiple advisors, brokers, and wealth managers. Access dozens of advisor portfolios, including Smart Beta portfolios, offered by Interactive Advisors. Accredited investors and qualified purchasers can search for, research and invest with hedge funds.

  • Advertise your services at no cost and reach individual and institutional users worldwide.
  • Locate third-party vendors offering API and FIX CTCI solutions.
  • Find third-party, institutional-caliber research providers and access research directly through Trader Workstation (TWS).
IBKR Campus

Traders' Academy

Webinars

Traders' Insight

Podcasts

Quant Blog

Student Trading Lab

On-Demand Educational Resources at Interactive Brokers

Even the most experienced traders or investors need to keep learning to stay ahead. Interactive Brokers provides several resources to help you better understand IBKR products and services, markets and technology.

View IBKR Campus

Award Winning Platform & Services

StockBrokers.com 2022 rated #1 for Professional Trading

#1 Professional Trading
#1 Offering of Investments

Benzinga Award

Lifetime Achievement,
Best Paper Trading Platform

Interactive Brokers was Rated #1 - Best Online Broker ... Again - 2023 by Barron's

#1 Best Online Broker
5 out of 5 stars

Investopedia 2022 Award - Overall

4.6 out of 5 stars
Overall

BrokerChooser 2023 Award - Best Online Broker

Best Online Broker

Individual, Joint, IRA and Trust Account Structures


Account Types: Traders or Investors

  • INDIVIDUAL: Account owned and used by a single person.
  • JOINT: Account owned and used by two people.
  • IRA: Individual Retirement Account. See IRA Account Information.
  • UGMA/UTMA: Account for a Custodian of a minor who is a US resident.

Add up to five optional Power of Attorney users.

Individual or IRA Account
Joint Account UGMA/UTMA Account

Account Information

We offer many client account structures that are designed to meet the specific needs of individual traders and investors, including Individual, Joint, IRA and UGMA/UTMA accounts.

The IBKR Pro plan serves the active trader with lowest cost access to more than 150 markets in 33 countries and a full suite of premier trading technology.

The IBKR Lite plan serves the occasional or infrequent trader with commission free US stock and ETF trading and a simplified trading via desktop and mobile platforms.

Compare Pricing Plans.

Accounts are accepted from citizens or residents of all countries except citizens or residents of those countries or regions that are on the sanction list of the US Office of Foreign Asset Controls or similar lists, or other countries determined to be higher risk. See all available countries.

Minimum Age Requirements:

  • Margin Account: 21 years of age
  • Cash Account: 18 years of age

IRA accounts are only available for individual US citizens living anywhere and US resident aliens. See IRA Account Information.

A UGMA/UTMA account is only available as a cash-only account and is intended for the Custodian of a minor who is a legal US resident and a US citizen.


IBKR Lite or IBKR Pro Pick the Pricing Plan Best for You.

Open an Individual, Joint, IRA or Trust Account

For information regarding your account, contact Interactive Brokers.

For information on SIPC coverage on your account, visit www.sipc.org or call SIPC at (202) 371-8300

Looking for a different account type? Visit our website for information about the Non-Professional Advisor account?

Start Application

Finish an Application

Margin borrowing is only for sophisticated investors with high risk tolerance.
You may lose more than your initial investment.

Margin loan rates and credit interest rates are subject to change without prior notice.

BY USING THE INTERACTIVE BROKERS DEBIT MASTERCARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. This card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Mastercard International. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank© 2014.

All interest and borrowing activity is through Interactive Brokers LLC. Please see your customer agreement with Interactive Brokers LLC for further details.

Card program marketed and administered by Interactive Brokers LLC, the Program Manager of the Interactive Brokers Debit Mastercard.